Auto Insurance in Trenton, Yardley, Princeton and throughout NJ
The value of good car insurance often doesn't become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have New Jersey car insurance coverage you can count on.
Let one of our experienced New Jersey car insurance policy specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable truck and car insurance policies from a leader in the insurance industry.
Click on the link below to fill out a secure quote request form for a NewJersey Car Insurance policy that will provide excellent car insurance coverage at an affordable cost. Or you can speak with our New Jersey Car Insurance specialist at (866) 771-1313 to discuss the features in more detail.
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Liability Coverage (Bodily Injury & Property Damage)
Injuries that you (insured) cause to someone else is covered under this part of a car insurance policy. The minimum liability insurance coverage available for purchase in New Jersey is 15/30/5 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us at (866) 771-1313 to discuss what liability coverage amounts you require to meet your family and personal needs.
15/30/5 or $15,000/$30,000/$5,000
$15,000 = bodily injury liability maximum for one person injured in an accident
$30,000 = bodily injury liability maximum for all injuries in an accident
$5,000 = property damage liability maximum for one accident
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- Payment of 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings,neck braces and splints (including necessary travel related to medical care.)
- Necessary remedial treatment (nursing home care or home nursing care).
- Payment of 60% of gross income loss caused by inability to work because of an injury suffered in an accident.
- $5,000 death benefit
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at fault driver who has no car liability insurance. This is required for Car Insurance in New Jersey. Contact us to discuss what uninsured coverage amounts you require to meet your family and personal needs.
This type of car insurance coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The car insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required car insurance coverage in New Jersey.